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Digital Money

Payments Innovation Day

Who is the next disruptor? The breakthrough in payments? The start-up that changes how consumers pay for things?

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Wednesday, October 23, 2013

11:00 a.m. - 11:45 a.m.
Track: Mobile sponsored by PriceWaterhouseCoopers View Track


Michael Marion, SVP, NA Consumer Internet and Mobile, CITI
Tom Roberts, SVP Marketing, ePayments, FISERV

While the idea of splitting the dinner check among friends was referenced early and often as a compelling use of person-to-person payments, this scenario has not played out as frequently in real life. Banks and credit unions are seeing a variety of different use cases evolve as P2P payment capabilities are introduced to their client bases. This evolution will continue as new capabilities such as real-time payments become available and as usage shifts from online to mobile devices and grows to include small business payments. 

This session will explore how bank and credit union account holders are using person-to-person payments, including details on transaction types, amounts and user demographics, how these factors have changed over the last 12 months, and how they are anticipated to shift in the next 12 months. Discussion will also cover the role P2P payments are playing in financial institutions’ overall payment strategies.

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