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Wednesday, October 24, 2012

10:30 AM - 11:15 AM


Herb Fellman, Card Network Relationship Executive, BANK OF AMERICA
Dave Willis, SVP, Debit Cards, NAVY FCU
Geoffrey Brown, Director of Cards Acquisitions, SANTANDER BANK
Tom Heusinger, SVP, Payments and Internet, BANK OF OKLAHOMA FINANCIAL, N.A.

At the one-year anniversary of the implementation of the Durbin Amendment’s interchange rate caps, what is the current state of the debit market?  This panel of regulated issuers (assets of $10 BN+), will comment on how the debit business has changed and how their organizations are navigating in this turbulent environment.  Some of the key topics to be explored include:

  • Debit’s economics pre- and post-Durbin
  • Response strategies – new revenue sources, cost reduction opportunities, changes to rewards programs, techniques for minimizing fraud
  • Changes to network affiliations: new transaction routing dynamics
  • Views on EMV, mobile payments and other emerging payment technologies


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